For the past many years, the passbook was the only source available which we could rely on to confirm bank balance. As a result, it is essential to visit the banks and update the passbook regularly. With the advancement in technology and the launch of private banks, brand new concepts such as net banking and missed call facility came into existence. Missed call banking is currently one of the quickest means to check bank balance; you need not require an internet connection or smartphone to leverage this service. Now we shall discuss the contemporary banking trends for an account holder.
Evolution of Net Banking:-
Generating e-statements along with instant access to account information via net banking has emerged as a routine practice particularly across metropolitan cities i.e. Tier II and Tier III. Therefore, net banking is not confined within the domain of the affluent as they are being utilized by the middle-class group. By doing so, a considerable amount of time can be saved while taking advantage of overall banking convenience as well.
The introduction of mobile proves beneficial for account holders in India as there are several features including receiving text messages and e-mails for each transaction carried out per day. This would ensure optimal transparency and allow a person to keep track of movement in his/her account in real-time.
Call Center Support:-
Instant access to the bank call center is another way through which you could gain instant access to the bank balance. For example, the State Bank of India has launched E-corners exclusively for self-help corners to SBI online balance inquiries. Electronic gadgets like smartphones have amplified access to the bank account.
Balance Enquiry Numbers:-
The launch of balance enquiry numbers has enhanced accessibility for checking bank balance. Both public and private banks are added to the sphere of customer service initiatives. The majority of the banking institutions have created dedicated numbers based on the convenience of customers. All you need to do is to simply give a missed call to their number from your registered mobile number. This would alert the bank instantly via text message. A major highlight concerning this particular service is that you could save time instead of visiting an ATM or a branch for carrying out the above-mentioned activity.
Fascinating Features of Bank Balance Missed Call Real-Time Alert Service
Missed call real-time alert service is a web-based application that would enable you to access a real-time balance check. Some of the key features of bank balance enquiry are as follows:
- You need to register a contact number with the concerned bank from where he/she is requesting a bank balance.
- If in case you have opened multiple accounts with a bank and give a missed call to that particular number with your registered number, a text message is generated informing you about the balance of each account he holds with the concerned bank.
- The above-mentioned service is available for free and you are not charged for enquiry calls or messages delivered to you. But, you should seek information from the bank regarding additional charges for activating the facility.
You could save time by accessing the above-mentioned features from the cozy comfort of your home rather than visiting the bank or ATM.
Author Bio: Surya Patra is a qualified webmaster by profession and Marathon Runner/Cyclist by passion with more than 6+ years of expertise in the financial domain. Surya is also an entrepreneur, enthusiastic in storytelling, content writing, and digital marketing professional.